case harnan versus VANHATTON Lord chancellor Nov Eq can ab pl S c one lend  pound on a bottomrybond and afterward insure on the same ship the ship be lose  he shall have both the benefit of the insurance and the money due on the bind  too defendant lend the plaintiff pound on a bottomrybond and afterward insure  on the same ship but the insurance be large as to the voyage there be liberty  to go to other port and place than what be contain in the condition of the  bottomrybond the ship be lose the defendant recover Vernon chancery case the  money on the policy of insurance and also put the bottomrybond in suit the  ship though lose have deviate from the voyage mention in the bind in go to  Virgingardo to buy salt the plaintiff bring his bill pretend the defendant  ought not to have a double satisfaction to recover both on the insurance and  also on the bind he have insure only in respect of the money he have lend on  bottomry and have no other interest in the ship or cargo and therefore the  plaintiff will have have the benefit of the insurance pay the premium say non  allocatur the defendant have pay the premium be entitle to the benefit of the  policy and run the risk whether the ship be lose or not and the insurer may as  well pretend to have aid of the bottomrybond and to discount the money recover  thereon as the plaintiff to have the money recover on the policy to ease the  bottomrybond the plaintiff also charge that the defendant have promise and  agree to deliver up the bind on the plaintiff Vernon chancery case make up the  money recover on the policy as much as he lend on the bind with interest and  cost and prove such offer and promise say non allocatur it be but naked  bargain a voluntary offer and on condition that the money be then pay and it  be not comply with Reg lib a fol vide Goddart v garret ante p the law on this  subject now be that under a general insurance on good the party insure can  recover money lend on bottomry vide glover v black burr Blackst Rep SC and  respondentia and bottomry on the same principle ibidem vide park on insurance  p and for difference between bottomry and respondentia it appear that when the  loan be not make upon the vessel but upon the good then the borrower be only  personal bind to answer the contract and that in this consist the chief  difference between bottomry and respondentia in most other respect they be the  same vide park on insurance p et seq